【美文阅读】　
　　在作者眼里，零用钱是教会孩子们学会预算，节省开支和作出决定的重要工具，而不是简单地教孩子如何省钱。在你的眼里，零用钱是什么概念呢？
　　An allowance(零用钱) is an important tool for teaching kids how to budget, save and make their own decisions.Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
　　How large an allowance is appropriate? Experts say there is not right amount.Actual amounts differ from area to area, and from family to family.
　　To set an appropriate allowance for your child，work up a weekly budget.Allow for entertainment expenditures(花费)such as movies and snack.Next, include everyday expenses such as lunch money, bus fare, school supplies."If you make the child responsible for these bills，" says Josephine Swanson，a consumer specialist, "he or she will learn to budget for necessary expenditures."
　　Finally，add some extra money to make saving possible.If you can, keep your child's allowance in line with that of his friends.A child whose purchasing power falls away below